How to Buy a New Car

Acura Key Fob being handed over to someone

 

If you’re one of the many Kyle drivers looking for a new ride, it can be intimidating to begin the process of buying a new car. So, you’re probably wondering how to buy a new car in the first place, and what the process is like. Let’s take a closer look at when to buy a new car and how to buy a new car with Sterling Acura of Austin today! For more information, feel free to contact us anytime!

 

 

When to Buy a New Car

Deciding when to buy a new car is a large financial decision and should include serious consideration. Let’s check out a few signs that it might be time for a new car:

  1. Repairs are starting to become costly and are beginning to inconvenience you. You might pay more for repairs than it would cost for a new car. If this sounds like you, it might be time to consider a new vehicle.
  2. If you’ve ever felt unsafe while driving your vehicle, you should certainly consider buying a new car. You want to make sure that both you and other drivers are safe around Buda, and avoid accidents at all costs.
  3. If you were single when you purchased your vehicle, and are now married and growing your family, it might be time for a larger vehicle, such as an SUV or minivan.
  4. Is your car failing emissions tests? Getting it up to snuff can be costly, and opting for a newer model may save you money in the long run.

How to Find Your Ideal New Car

Now that you know when to buy a new car, it’s important to find the right one for your needs. It’s important to first take a look at your finances and set a budget. Our finance center can help you through the process, and help you get the best deal possible on your next Austin ride. Here are some ways to narrow down your search:

  1. Narrow your search. Consider your driving habits, cargo space requirements, and desired technology and safety features, then start searching for models that meet your needs.
  2. Choose three models that fit your budget and lifestyle, then research your top choices’ safety ratings, reliability, lifespan, etc. You could even take a test drive to see how it performs around Austin.
  3. Once you’ve found a vehicle that suits you, check out the local dealerships to see what other buyers are paying. Get in touch with the dealerships to compare prices on the vehicle.
  4. Take into consideration any big upcoming sale weekends or holidays that might come with really good deals, like Black Friday or Presidents Day.

How to Afford a New Car

Once you’ve decided on a new car and know how to buy a new car, it’s important to check your budget to see exactly what you can afford to spend. It’s critical that you calculate both the cost of the vehicle, and any other fees that could potentially come along with your purchase. According to U.S. News, your car payment should not put your monthly debts – including credit cards, student loans, rent, etc. – over a third of your monthly income. When deciding on your new car, be sure to keep these additional expenses in mind:

  • New Car Sales Tax: This tax is non-negotiable and is typically added to your car loan amount.
  • Interest Rate: The better your credit score, the better interest rate you’ll receive.If your rate is lower, then your monthly payment will be lower. It’s important to understand that you will only receive a low-interest rate if you qualify through your credit score.Trade-in Value: You can trade in your current Austin ride, and put that value towards your new vehicle. If there is still a balance on your current vehicle, the dealership will add that amount to your new loan.

To help you decide which vehicle is best for your budget, our expert finance team will help you through every step of the process, and make sure that you leave totally satisfied with your purchase. You can check out our payment calculator to get an idea of what you’re monthly payment would be.

Find Your New Car at Sterling Acura of Austin Today!

Now that you know when to buy a new car and how to buy and new car, stop by Sterling Acura of Austin and find your next ride today! Browse our new vehicle inventory, and apply for financing to start the buying process! Be sure to use our new vehicle specials to save big near San Marcos!

 

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