What Does Comprehensive Insurance Cover?

young couple at dealership

Buying a new car in Austin involves many important decisions, with insurance being near the top of the list. But with so many different types of insurance coverage, it can be confusing to know which kind is right for you. Comprehensive auto insurance protects Kyle drivers against car damage that was not the result of a collision, including vandalism, theft, or other types of accidents such as a cracked or broken windshield. Is this coverage right for you? Explore the details with the finance team at Sterling Acura of Austin.

Understanding Comprehensive Car Insurance

Use this guide to see the differences between all the types of auto insurance coverage:

  • Comprehensive Car Insurance: While collisions may come first to mind when it comes to accidents, there are many other damage issues your vehicle could incur. Comprehensive coverage protects against problems that aren’t related to crashes and collisions, like theft and vandalism.
  • GAP Insurance: Even though your vehicle starts depreciating on day one, your loan balance doesn’t decrease at the same pace. Gap insurance helps cover the difference in value should a collision occur.
  • Liability Insurance: If you are at fault for an accident in Buda, you’ll have to cover more than just auto repairs. Liability insurance helps cover medical bills and passenger injuries.
  • Collision Insurance: Collision insurance is probably the most straightforward: it protects your vehicle in the event of a collision. Whether your car is totaled or needs replacement parts, this insurance protects your car.

Every state has different auto insurance laws, so it’s important to understand what you need to keep yourself safe and legal in Georgetown. If you have questions, contact our knowledgeable team for more information.

Get the Information You Need at the Sterling Acura of Austin Finance Center

For more car buying tips, work with the pros at Sterling Acura of Austin. We’re here to help you make smart, informed purchasing decisions, so if you’re not sure whether you should buy or lease, or which new Acura is right for you, we can steer you in the best direction. We look forward to working with you!

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Sterling Acura of Austin

4801 S IH 35 Frontage Rd Austin, TX

Phone: (512) 691-3800

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Sterling Acura of Austin
Sterling Acura of Austin
4801 S IH 35 Frontage Rd
Austin, TX, 78744 United States
(512) 691-3800
https://di-uploads-development.dealerinspire.com/sterlingacura/redevelopment1018/uploads/2018/04/thumbnail.jpg
Sterling Acura of Austin 30.2072295, -97.7556433.